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🇮🇩 Built for the Indonesian Market

Actuarial Precision.
Fully PSAK 24
Compliant.

ActuariSys is the first cloud-based actuarial valuation platform purpose-built for Indonesian companies — automating PSAK 24 / IAS 19 calculations, disclosures, and audit-ready reports.

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PSAK 24 / IAS 19 Certified
TMI-2019 Mortality Tables
Multi-tenant Cloud SaaS
✅
PSAK 24 Compliant
ActuariSys — Dashboard
Total DBO
12,4 M
IDR Billion
Employees
3.240
Active data
Service Cost
↓ 8,2%
vs last year
DBO Rollforward — FY 2024
ValuationDateMethodStatus
PT Maju TbkDec 2024PUC Approved
PT SejahteraDec 2024PUC In Progress
PT NusantaraJun 2024PUC Approved
📊
Report Ready — PDF / XLSX
50+
Companies Onboarded
200K+
Employee Records Processed
99.9%
Calculation Accuracy
70%
Time Saved vs Manual Excel
Platform Features

Everything Your Actuarial
Team Needs

From employee data import to full PSAK 24 disclosures — ActuariSys covers the entire actuarial valuation lifecycle in one unified platform.

⚙️
Projected Unit Credit Engine
Full PUC calculation engine as mandated by PSAK 24 / IAS 19, with support for Indonesian Manpower Law formulas (UU 13/2003 as amended by UU 6/2023).
  • TMI-2011 & TMI-2019 mortality tables built-in
  • Automatic SBN government bond discount rate reference
  • Custom benefit formula editor
  • Multi-benefit type: Pesangon, DPLK, Pensiun, JHT
📋
PSAK 24 Disclosures
Auto-generate all required disclosures for your financial statements — from DBO rollforward to sensitivity analysis tables.
  • Net defined benefit liability with plan assets
  • Current service cost & net interest (P&L)
  • OCI remeasurement — actuarial gains/losses
  • Maturity profile & weighted average DBO duration
📄
Audit-Ready Reports
Generate professional actuarial reports in PDF, XLSX, and DOCX with a single click — formatted for Big Four auditor requirements.
  • Branded PDF reports with company letterhead
  • Excel disclosure workbooks for finance teams
  • Word actuarial opinion letters
  • Chart.js visualizations: waterfall, tornado, trend
👥
Employee Data Management
Bulk import employee data via CSV or enter manually. Smart validation catches errors before they affect calculations.
  • CSV bulk import with field mapping
  • Age, service, salary validation rules
  • Department & position grouping
  • Historical data for year-over-year comparison
🔐
Role-Based Access Control
Granular permission system with four roles tailored for actuarial teams — from CFO viewers to licensed actuaries.
  • Superadmin / Admin / Actuary / Viewer roles
  • Full audit log trail with IP tracking
  • CSRF protection & brute-force lockout
  • Email invitation & password reset flows
📊
Sensitivity Analysis
Interactive sensitivity sliders and tornado charts to test how changes in key assumptions affect your DBO and benefit cost.
  • Discount rate & salary growth sensitivity
  • Mortality & turnover rate scenarios
  • Side-by-side scenario comparison
  • Exportable sensitivity tables for disclosure
Workflow

From Data to Disclosure
in Hours, Not Weeks

A structured, wizard-driven workflow guides your team through every step of the PSAK 24 valuation process.

01
Set Up Your Valuation Project
Define the valuation date, benefit type (Pesangon, DPLK, Pensiun), and link it to the correct company entity within your multi-tenant account.
02
Import Employee Data
Upload your employee CSV file with birth dates, hire dates, salaries, and departments. Our validator flags any missing or inconsistent records instantly.
03
Configure Actuarial Assumptions
Enter discount rates (referenced to SBN yields), salary growth, mortality tables (TMI-2011/2019), and benefit formulas. Save assumption sets for reuse.
04
Run PUC Calculation
Click Calculate. Our PUC engine processes each employee's individual obligation. Track progress in real-time — typically 30 seconds for 3,000 employees.
05
Review, Approve & Export
The actuary reviews results, runs sensitivity analysis, and approves the valuation. Generate PSAK 24 disclosures and full actuarial reports in one click.
PSAK 24 Compliance Checklist
📐
Projected Unit Credit Method
IAS 19.67 — Mandatory attribution method
✓
📉
Net Defined Benefit Liability
DBO minus plan assets, no corridor method
✓
💼
P&L: Service Cost & Net Interest
IAS 19.120 — Separate presentation
✓
📊
OCI Remeasurement (Not Recycled)
Actuarial gains/losses, asset ceiling
✓
📋
Full Rollforward Disclosures
DBO & plan asset movements disclosed
✓
🔍
Sensitivity Analysis Table
Each significant assumption disclosed
✓
⚖️
UU Ketenagakerjaan Benefit Formula
UU 13/2003 amended by UU 6/2023 (Omnibus)
✓
Pricing

Simple, Transparent Pricing

Flexible plans for consulting actuaries and enterprise companies. All plans include PSAK 24 compliance & Indonesian market features.

Starter
Rp 3,5 Jt
/ month per company
Up to 500 employees per valuation
PUC calculation engine
PSAK 24 disclosures
PDF & XLSX report export
3 user accounts (Admin + 2)
Email support (48h response)
Sensitivity analysis
Multi-company / multi-tenant
API access
Contact Sales
Most Popular
Professional
Rp 9,5 Jt
/ month per company
Up to 5.000 employees
Full PUC + sensitivity analysis
All PSAK 24 / IAS 19 disclosures
PDF, XLSX & DOCX exports
10 user accounts (all roles)
Priority support (24h response)
Year-over-year comparison
Assumption library & templates
White-label reports
Get Started
Enterprise
Custom
tailored to your volume
Unlimited employees & valuations
Multi-company (consulting actuaries)
White-label branded reports
API access for ERP integration
Unlimited user accounts
Dedicated account manager
SLA 99.9% uptime guarantee
On-site training & onboarding
Custom formula development
Talk to Us
All prices exclude PPN 11%. Annual billing available at 15% discount. Free 14-day trial on all plans.
Testimonials

Trusted by Actuarial
Professionals

Leading Indonesian actuarial consultancies and corporate treasury teams rely on ActuariSys for their annual valuations.

★★★★★
"What used to take our team two weeks in Excel now takes less than a day. The PUC engine handles our 4.000-employee client correctly and the PSAK 24 disclosure tables are perfect for our audit clients."
DR
Dian Rahardjo, FSAI
Senior Actuary — PT Konsultan Aktuaria Prima
★★★★★
"The sensitivity analysis feature saved us enormous time during our year-end audit. Our Big Four auditors accepted the ActuariSys output without additional queries. Highly recommended."
SW
Siti Wijayanti, ASAI
CFO — PT Manufaktur Nusantara Tbk
★★★★★
"We manage valuations for 30+ corporate clients from one platform. The multi-tenant architecture and white-label reports have transformed our practice. Customer support is exceptionally responsive."
AP
Andi Pratama, FSAI, FIAI
Managing Director — Aktuaria Pratama Consulting
Support

Frequently Asked
Questions

What is PSAK 24 and why does it matter?
+
PSAK 24 (Imbalan Kerja) is the Indonesian accounting standard aligned with IAS 19, requiring companies to recognize and disclose post-employment benefit obligations — primarily defined benefit pension plans and severance pay (Pesangon). All Indonesian companies with defined benefit plans must comply, and the calculation method mandated is the Projected Unit Credit (PUC) method. Non-compliance risks qualified audit opinions.
How long does a valuation calculation take?
+
Our PUC engine is highly optimized. For a typical dataset of 1.000 employees, calculations complete in under 15 seconds. For larger datasets of 5.000–10.000 employees, expect 30–90 seconds. You can track calculation progress in real time on the dashboard. Results are stored so you can review them at any time without re-running.
Which mortality tables are supported?
+
ActuariSys includes both the TMI-2011 (Tabel Mortalitas Indonesia) and the updated TMI-2019 tables, which are the standard Indonesian mortality tables used in actuarial valuations. You can select the appropriate table per valuation project. Custom mortality tables can also be uploaded for Enterprise clients.
Can consulting actuaries manage multiple client companies?
+
Yes. ActuariSys is built as a true multi-tenant platform. On the Professional and Enterprise plans, actuarial consulting firms can manage multiple client companies from a single login — with strict data isolation ensuring no cross-company data leakage. The Enterprise plan includes white-label branded reports for each client.
What report formats are generated?
+
ActuariSys generates reports in three formats: PDF (formal actuarial report with letterhead and signatures section), XLSX (Excel workbook with all disclosure tables for your finance team), and DOCX (Word actuarial opinion letter). All reports are generated server-side and available for download immediately after approval.
Is my data secure and where is it hosted?
+
ActuariSys is hosted on enterprise-grade cloud infrastructure with data centers in Indonesia (Jakarta region) to comply with local data residency requirements. All data is encrypted at rest (AES-256) and in transit (TLS 1.3). We maintain full audit logs of all user actions. Access controls, CSRF protection, and brute-force lockouts are built into the platform.
Is there a free trial?
+
Yes — all plans include a 14-day free trial with no credit card required. You get full access to all features of your chosen plan during the trial. Our team will schedule a 30-minute onboarding call to help you get your first valuation running. Contact us using the form on this page to get started.
Does ActuariSys support DPLK (Dana Pensiun Lembaga Keuangan)?
+
Yes. DPLK assets are supported as plan assets in the net defined benefit liability calculation under PSAK 24. You can input the fair value of DPLK plan assets, and the system will correctly offset these against the DBO, calculate the expected return on assets, and separately disclose plan asset movements in the rollforward tables.
Talk to Our Actuarial Team
Get a personalized demo, ask technical questions, or discuss enterprise pricing. We typically respond within 4 business hours (WIB).
✅
Message Sent!
Thank you for reaching out. Our actuarial team will contact you within 4 business hours (WIB), Monday–Friday.

Ready to Modernize Your Actuarial Practice?

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